Choosing the Right Type of Rhode Island Auto Insurance

Rhode Island car insurance rates are among the highest in the nation. According to the Insurance Information Institute they're the 7th highest premiums in the nation (as of 2006). That doesn't mean that attaining affordable rates is impossible. To see if you can obtain rates that are lower than the average of $1,038, all you have to do is submit your free request for a quote right here.

Basic requirements for Rhode Island auto insurance

Rhode Island may be a small state, but don't let that simple fact fool you. The roads are still dangerous. In fact, sixty-nine people were killed in alcohol related accidents in 2007 alone. Perhaps it's because Rhode Island never ratified the 18th Amendment, back during the Prohibition Era. For this reason, Rhode Island requires each driver to carry insurance in the following amounts:

• Bodily Injury Liability: $25,000 per person with a $50,000 per accident limit.
• Property Damage Liability: $25,000 minimum liability limit.
• Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit

Uninsured motorist coverage is especially important in Rhode Island, simply because one in every seven drivers in Rhode Island is uninsured, according to the Insurance Information Institute.

Finding affordable auto insurance in Rhode Island

Finally, you'll probably come to the point where you wish to purchase auto insurance in the great state of Rhode Island. Before you start, you should probably know that the average insurance premium in Rhode Island was approximately $1,038 in 2006. Keep this figure in mind, and then embark on your first step: The quote request.

So what are you waiting for? Request your Rhode Island auto insurance quote today!